Aqid ERPA letter that says what an employee earns
A salary certificate (تعريف بالراتب) is a letter on the employer's letterhead confirming that a named person is employed, since when, in what position, and at what monthly salary, broken into basic and allowances. Banks ask for it before a loan or a credit card, landlords before a lease, embassies before a visa, and courts in maintenance cases. It is addressed "to whom it may concern" unless the requester is named, signed by an authorised signatory and stamped.
- Date and a reference number, and who it is addressed to.
- The employee's full name, ID or Iqama number, job title and date of joining.
- The monthly salary: basic, allowances, total, and that it is paid through WPS.
- A disclaimer that the letter is issued at the employee's request and creates no liability to third parties.
- The authorised signatory's name and signature, and the company stamp.
The official alternatives
Many banks now accept, or require, the salary definition letter generated through Qiwa, or the GOSI certificate showing the registered wage, because neither can be forged. The letterhead version is still asked for where the requester wants allowances the GOSI wage does not show, or a statement that the employee is not under notice. Keep the figures on the letter identical to what is registered with GOSI and paid through WPS: a bank that sees a difference asks why.