Bahraini employees
| Pension, employee | 7 % |
|---|---|
| Pension, employer (2026) | 15 % |
| Unemployment, each side | 1 % |
| Work injury, employer | 3 % |
| Total: employee / employer | 8 % / 19 % |
The rising employer share
The employer's pension share was 12 % until 2023. Under the pension reform it has risen by one point each January since 2024, to 15 % in 2026. Check the SIO's table each January.
Expatriate employees
| Work injury, employer | 3 % |
|---|---|
| Unemployment, each side | 1 % |
| Leaving indemnity, employer | 4.2 % (first three years), 8.4 % after |
The wage it is worked on
Contributions are worked on the monthly wage up to BHD 4,000. They are paid to the SIO monthly.
How Aqid ERP handles it
Aqid ERP's payroll takes each rate for the month by its payday, so the January steps apply without anyone editing a formula, and splits each line into employee and employer shares on the payslip and in the books.